This is a way to introduce students to compounding continuously.
Compound Interest, Clip 4, 5:07
In discussing the bank account and the formula, the teacher keeps students involved by requesting input from other groups. They go through the parts of the formula as a class. This will help give value to each part of the general equation which students normally just memorize. Even with the 12 he probes until the students refer to the 12 compounding periods in 1 year.
Then he lets them explore the growth factor so they can figure out what percent per month they are getting in interest.
They then discuss the annual yield for the account. These topics can be confusing for students so it may be necessary to break them down.